|
|
What's New – July 2008
On This Page
 No closing costs when you apply for an Ent Home Equity Loan or Line of Credit*
FHA Mortgage in Process? FHA Loan Pricing changes take effect July 12th!
Ent's Online Bill Pay Beat the Heat $10,000 Sweepstakes
Ent and the Rocky Mountain Wild - Uniquely Colorado
Ent 5K Fitness Challenge
Your Nearest Free ATM is as Close as Your Phone.
"Freedom Is..." - A new theme for Ent's marketing communications
Credit problems in the past? Is your credit ready for a new loan?
Take advantage of no closing costs when you apply for an Ent Home Equity Loan or Line of Credit by August 31, 2008*.
Use the equity in your home to take an incredible vacation this summer. With no closing costs on an Ent Home Equity Loan or Line of Credit through August 31, 2008,* it's the perfect excuse to get away.
Plus, with Ent's Home Equity Loans and Lines of Credit you can always enjoy:
- No application fees
- No prepayment penalties
- No non-use charges
- And interest may be tax deductible**
Visit Ent.com/HomeEquity to apply for your Home Equity Loan or Line of Credit today or for more information call us at (719) 574-1100 or 800-525-9623.
Standard credit qualifications apply. Loans subject to final approval. *Application must be received by August 31, 2008, to receive the no closing cost offer, which includes title insurance up to $250,000. Under certain conditions, the
applicant may be required to pay for an appraisal. Offer not valid on current Ent loans (refinances). Financing available on homes throughout Colorado. Property insurance required. Ent consumer loans have no application or usage fees; however, late
payment fees do apply.
**Please consult your tax advisor about the deductibility of interest.
FHA Loan Pricing changes take effect July 12th!
The FHA (Federal Housing Administration) has just announced that they are changing the way they price mortgage insurance premiums (MIP) on FHA loans mid July. As an FHA approved and regulated lender, Ent must comply with these pricing changes. However, if you are able to act quickly we can make every attempt to get your loan in before these MIP price changes take effect. Please note the MIP is separate from your loan interest rate and our standard rate lock policy applies. (To learn more about our rate lock policy, click here)
To secure your FHA loan at the current MIP pricing we need:
- For Purchases: A signed purchase contract and application fee of $395 received before July 12, 2008.
- For Refinances: The $395 application fee received before July 12, 2008.
Questions about these FHA changes? Please contact Ent's Mortgage Lending at (719) 574-1100 ext 5602 or 800-525-9623 ext 5602.
Free Online Bill Pay is simple, secure and the hottest thing to do this summer.
Where could $10,000 take you this summer? You could find out in our Beat the Heat sweepstakes. Once you've paid at least 3 bills using Online Bill Pay in June and July 2008, you'll get an entry into the sweepstakes for EVERY bill paid! Each bill you pay with Online Bill Pay increases your chances of winning:
- Grand Prize - $10,000
- First Prize - $1,000
- Second Prize - iPod® nano
- Third Prize - $100
Log on to Bill Pay to get started today!
NO PURCHASE NECESSARY. Alternate Entry forms available here. Sweepstakes ends 7/31/08. Open to legal U.S. residents residing in any of the 50 United States or DC, who are 18 years of age or older and have a unique, personal and valid social security number at the time of entry. Subject to full official rules (view here) or available at http://sweeps.pscufs.com/rules. Void in Puerto Rico, US territories and possessions, outside of the US and where restricted or prohibited by law. Online entries require a minimum of 3 online bill payments at the financial institution’s website between June 1-July 31, 2008. Maximum number of entries per person is 30.
Open a new Money Space® youth account and get a free plush toy mountain lion and a ticket to Cheyenne Mountain Zoo* to see the new Rocky Mountain Wild exhibit.
At Ent, we believe it's never too early to start teaching your children the value of good money management. That's why we offer free membership in the Money Space Youth Program (Star Savers® for ages 5-12 and GalaxySM for ages 13-17). Both programs offer incentives for saving, special Savings Certificates, and youth seminars and activities.
Even better, when you open a new account, or convert an existing minor account by August 30, 2008, we’ll give you a free ticket to the Zoo and a plush mountain lion toy.*
If your children are too young for Money Space accounts, you can begin teaching money skills using simple lessons and activities from Thrive by FiveSM, a national credit union program developed for preschoolers.
For information about Money Space and Thrive by Five, visit Ent.com/MoneySpace. To open a Money Space youth account, visit any of our convenient service centers today.
Click here for a chance to win 4 Free Tickets to the Cheyenne Mountain Zoo!
Did you know: Ent members can enjoy a $2 discount on Cheyenne Mountain Zoo tickets all year (some restrictions apply) by showing your Ent membership card, ATM or Visa®
Check Card, or account statement at the zoo ticket window.
|
*While supplies last. Official Rules
Ent Continues to Support Youth Fitness Programs
Summer is here and now is a great time to get outdoors and enjoy beautiful Colorado. Running or walking is a great outdoor activity the entire family can participate in. The 4th Annual Ent 5K Fitness Challenge is drawing near and
what better way to challenge you and your family than to get out and participate!
The Ent 5K Fitness Challenge is part of a lineup of American Discovery Trail Labor Day (September 1) events including a marathon, half marathon, 5K and children's fun race. Conducted on the beautiful Pikes Peak Greenway and the New Santa Fe
Regional Trail, the marathon starts in Palmer Lake, runs south through the Air Force Academy on the New Santa Fe Regional Trail and finishes at America the Beautiful Park. The other events start and finish in downtown Colorado Springs’ America the
Beautiful Park.
Proceeds from participants (runners and walkers) in the 5K will support children's fitness programs in the Pikes Peak region.
Over 1,000 runners and walkers participated in the 2007 marathon, half marathon, 5K and kid’s fun run. This year even more are expected. Now is a great time to get out and get moving and the Ent 5K Fitness Challenge is an excellent way to stay
active while enjoying beautiful Colorado.
Monday, September 1
| | Start times: |
| Marathon | 6:30 a.m. |
| Half Marathon | 6:30 a.m. |
| 5K Fitness Challenge | 7:30 a.m. |
| Children's Fun Race | 8:30 a.m. |
(Start times subject to change. Please visit www.adtmarathon.com for up-to-date information.)
Entry fees for the Ent 5K Fitness Challenge are $20 if you register online at www.adtmarathon.com, or $25 for mail-in, walk-in (at the Colorado Running Company), or day-of-the-race registrations. Prices vary for the marathon and half marathon.
For more information about the races, entry forms, age groups or to register online, visit www.adtmarathon.com.
Find the nearest CO-OP Network surcharge-free ATM by texting your location – address, cross streets or zip code – to 286286 (ATMATM) from your mobile phone. Learn more about this free service at ATMATM.com.
Note: ATMATM is a surcharge-free service, but check with your mobile phone provider as standard text messaging rates apply. And don’t worry, you won’t receive any unsolicited messages by using this service.
With Ent's 50th Anniversary celebrations at an end, we're pleased to start a new theme for Ent's advertising and marketing communications: "Freedom Is..."
Many of you have told us your Ent membership gives you a sense of freedom: freedom from financial worry; freedom to strive for financial independence; and freedom to manage your finances according to your own unique situations.
We hope that you enjoy seeing this new "freedom" theme, and the representations of how Ent is working to improve the financial lives of our members and the community in which we all live, work and play.
Let Ent Insurance Group (EIG) give you a free quote, and see if you can save money this year on your commercial insurance. Our independent brokers will search the leading national carriers and compare rates to find the insurance options that meet your business needs at affordable rates.
For your Commercial Life and Health Insurance needs, contact Michael Stewart at (719) 550-6585 for free quotes on:
- Group health insurance
- Business life insurance
- 401(k) plan design and administration
- Insured buy and sell agreements
Interested in reviewing your Commercial Property and Casualty Insurance? Contact Darin Brandt at (719) 550-6572 for free quotes on:
- Liability and property insurance
- Commercial vehicle insurance
- Workers compensation insurance
- Business owners and contractors packages
Insurance products are offered through Enterprise First Financial Services (EFFS). Property and casualty insurance offered through CUDCI. EFFS is a Colorado licensed insurance agency and a wholly owned subsidiary of Ent
Federal Credit Union. Products are not NCUA/NCUSIF insured and are not guaranteed or obligations of Ent Federal Credit Union.
Credit problems in the past? Is your credit ready for a new loan?
At Ent, we understand that bad things can happen to good people, and their credit. If you've had credit problems in the past, we've created an online quiz to help you assess if your credit is ready for a new loan. Take our
online credit readiness quiz today...
Are you having trouble making your Ent mortgage or vehicle loan payments?
We understand that in today's economic environment more members than ever before are facing loan payment issues. Don't wait until it's too late! If you think you may start falling behind, contact an Ent Member Solutions Specialist today via
email or by phone at 800-525-9623 x. 5610 for assistance with: protecting your credit, making payment arrangements, and potentially avoiding foreclosure and/or repossession.
|
|